#11 + tintop. It was a real shame when the NFU got a new chief executive & they decided to demutualise. I'm now with, don't laugh, SAGA! Over 50s take note. when I receive my renewal notice, I get a couple of comparable spec. quotes from a comparison site (Money Supermarket), then I ring up Saga & haggle & generally match (sometimes improve upon) the previous year's price.
Another vote for NFU
I've been with Hiscox for last 5 years. Great level of cover for some quite specific requirements - large house in London.
This year the premium was ridiculous. I ended up going to Aon Private Clients for their broker service...and through using them I ended up saving 20% with Hiscox! This time going through their 606 HNW policy - the online non-broker route only gets you to the Mid-NW policy level apparently!!
I dealt with Lisa Gardiner who was great in getting me the best price. Mobile is +44 7768 428 696.
I am with saga , house and contents , I also find over 5 bedrooms etc seems to a problem. As is 17 C build ..November is renewal time and guess they will want another big increase. 3 years ago I was with Aviva . I don't want to go down the high value route as I have found these companies so expensive but guess they are better I take the highest excess as this helps , Also I know it's a problem with named antiques as they want them regularly valued which is expensive. I am also interested in where I should get quotes ? NFU once wanted a v large increase and told me their criteria had changed !
Have you tried saying it's four bed ,plus office ?
I have just gone with APlan (Thatcham) having insured 7 with them earlier in the year. Very pleased with level of cover and premium - actually via LV
Brewery piss-up organiser
A-Plan as a broker can access Covea, Hiscox and many more.
Or NFU direct.
I'm with Hiscox, and it is very expensive, but I'd rather not be arguing over details in the event of a claim.
The CEO of Hiscox races Caterhams if that persuades anyone? :-)
Thanks everyone for your help, suggestions and humour (Derek!)
Plenty for me to work on. I will try all the suggestions and hopefully can get a basic "can insure you / cant insure you" before I have to go through 30 minutes of standard questions!
I will let you know how I get on, it might help you at the time of renewal!
A brokers probably best for your specific circumstances but just a heads up to say I've recently renewed with Nationwide and their policy is unlimited £ for buildings cover , unlimited £ for contents and £30,000 standard cover for valuables . £315 total in my case ( including full accidental cover and valuables covered in and out of the home ) and a bargain on what I was paying before where the valuables out of the home were adding a huge amount to the premium .